Insurance

Life Insurance

Health Insurance

General Insurance

Why personal insurance :

Every human being has some economic value associated with him or her. These economic value depends on the utility and indispensability of the person. Every person creates some asset out of the skill and expertise he / she acquires But no body knows the misfortune . A small unfavourable wind may lead to complete jeopardise the life and the life dependent.

This loss could be in terms of the Death of the person , loss of limbs resulting in to reduction in the earning capacity , loss / theft / damage of asset like household goods , Cars , motorcycle , animal husbandry etc. There can also be huge medical bills due to accident , sickness or surgery.

Most of these can be insured and provide you some relieve in the form of compensation.


Why Business Insurance ?

We create and establish the busininess organisation after lots of pains spending huge amount of money . The business is a running entity and any obstruction may result into serious loss of business , money and good will . At times these impedences are not predictable and cannot be avoided due to the exposure of the business to the various sections of society .

A small negligence or wrong decision of you or your employees can result into law suit, compensation and huge legal expenses.

These can be covered by various insurance coverage available with us .

How much Insurance is enough :

Every Individual/business is different and so are the insurance needs. There may or may not be legal compulsion for the same but we may not like to get into the stress of minimising the risk , in any case it cannot be reduced to zero. Not to say , Most of the time we may not be manage the business ourself and many a times it is not possible to keep eye on every activity being performed .

Our business premises, stock or equipment may get damaged or an employee or member of the public getting injured alleging negligence against us. This could lead to big legal bills and a compensation payout. We need proper risk assessment to make sure that we get adequate insurance cover.

Building a business takes hard work and financial investment so why risk it when you could have the security of insurance cover that lets you cope with any serious setback?